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405 RXR Plaza
Uniondale, NY 11553

(516) 522-0677

Debt Collectors

If you are being harassed by debt collectors, call our skilled debt collection defense lawyers immediately to protect your rights. Schedule a consultation now!

Search Debt Collectors

 
 

Collector name begins with:  A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

 

Debt Collector Harassment

Debt collector harassment is a serious concern among many credit card users or those who have obtained some type of loan (including, but not limited to mortgages, home equity loans, payday loans, retail installment contracts, auto loans, student loans and appliance loans). Of course, a person may be the target of debt collector harassment even if he or she does not have an outstanding obligation.

Although debt collectors can legally contact you for the purpose of collecting on your past due obligations, they are required to follow strict guidelines under the Fair Debt Collection Practices Act (FDCPA) and state or local law. The FDCPA is a federal law that regulates collector conduct and prohibits debt collectors from employing abusive, unfair, or deceptive practices in order to collect on outstanding debts.

 

Who Are “Debt Collectors”?

Debt collectors are defined by the FDCPA as third parties who regularly collect debts incurred for personal, household, or family purposes. Accordingly, collection agencies and their representatives, as well as debt collection lawyers constitute “debt collectors” who are subject to the regulations outlined in the FDCPA.

Debt Collector Limitations Under the FDCPA

Debt collectors are limited in the ways they are allowed to collect. First, they cannot harass you in anyway. They may not level threats of violence or harm and they may not publish your name, or use obscene or profane language in communicating with you. Calling excessively or at odd hours is also prohibited.

Further, debt collectors cannot make false statements. For example, they may not incorrectly claim to be a lawyer, law enforcement, or a credit reporting agency. They may not misrepresent the actual amount of money owed, nor may they misrepresent legal forms as unofficial forms and vice versa. Debt collectors are also prohibited from claiming that you have committed a crime, or that you will be arrested for failure to pay. Additionally, debt collectors are prohibited from threatening to seize property, make deductions on wages, or take legal action if they have no legal basis or actual intention of taking such action.

This is not an exhaustive list. Call our office today if you believe a debt collector has violated your rights.

Dealing with debt collector harassment

If a debt collection agency or representative has violated the law, you have the right to file a lawsuit. If your case is successful, you may be awarded: (1) actual damages (lost wages, medical expenses, out of pocket expense, etc.); (2) statutory damages up to $1,000; and (3) the cost of your lawyer’s fees and court expense.

We will zealously advocate on your behalf if your rights have been violated by a debt collector. See running list below.


 

A

A & S Collection Associates, Inc

ACA Recovery Inc 

Academy Collection Service Inc 

Account Solutions Group 

Accounts Receivable Management 

AFNI 

AIS Services LLC 

Alegis Financial Group 

Alexander Wright & Associates 

Allianceone Receivables Management 

Allied Data Corporation 

Allied International 

Allied Interstate LLC

Allied Trustee 

American Education Services (AES) 

American Recovery Service Inc 

AMO Recoveries

AMSG (Asset Management Services Group)

Apothaker and Associates 

Arrow Financial

Arrowood Indemnity Company 

ARS National Services

Arthur B Adler & Associates 

Asset Acceptance LLC 

Associated Credit Services

Associated Recovery Systems 

Atlantic Credit & Finance, Inc.

B

Bass & Associates 

Bennet & Deloney 

Blatt 

Blitt & Gaines 

Bonded Collection Corporation 

Borack and Associates 

Boudreau & Associates 

Bowman & Heinz, Boshet and Bisman 

Bronson & Migliaccio 

Bureaus Investment

C

CACH, LLC

CACV of Colorado

Calvary Portfolio 

Capital Management Services, LP

Capital One 

Capitol Recovery Associates 

CBE Group 

Central Credit Services

Chase Bank 

Citibank Student Loan 

Cohen and Slamowitz, LLP

Collect Corp

Collins Asset Group LLP

Commonwealth Financial Systems

ConServe

D

Daniels, Norelli, Scully & Cecere P.C 

David J. Gold, P.C. 

Discover Student Loans 

Diversified Adjustment Services

DNS Equity Group Inc

Dominion Law Associates 

Droyds

E

Ellis Crosby & Associates 

Eltman, Eltman, and Cooper, P.C. 

Encore Receivable Management

Enterprise Recovery Systems

Eric Streich, P.C. 

EZ TEL

F

Federal Bond and Collection Service

FIA Card Services 

Financial Asset Management Systems 

First National Collection Bureau

First Performance Recovery Corp

Focus Receivable Management 

Forster and Garbus, LLP

Fred Hanna and Associates 

 

G

GC Services

Genesee Valley Associates

Geneva Roth Ventures 

Gerald E. Moore & Associates

Global Vantege 

Graham Beagle & Associates 

Graham Noble and Associates 

Gregg E. Bienstock

H

Harvard Collection Services

Hayt Hayt and Landau 

Henry Daley 

Hilco receivables, LLC

Hosto & Buchan 

Houslanger & Associates, PLLC

Howard Lee Schiff PC

I

J

Jaffe & Asher, LLP

Javitch Collections

JC Christensen & Associates 

Jefferson Capital Systems LLC

JH Portfolio Debt Equities, LLC 

John B. Weiss, P.C. 

K

Kazlow and Kazlow 

Key Bank Student Loans 

Kirschenbaum & Phillips, P.C.

Kleinman Saltzman & Bolnick LLP

L

M

N

Nathanson Law Firm LLP

National Action Financial Services

National Collegiate

National Collegiate Student Loan Trust

National Credit Adjusters

National Credit Adjusters 

National enterprise systems

Nationwide Recovery Systems

Nationwide Recovery Systems 

Navient Student Loans 

NCEP 

NCO 

Nelson and Watson Associates

NES 

New York City Marshal

New York State Higher Education 

Northland Group, Inc.

Northland Group, LLC.

NorthStar Location Services

 

 

O

Osi Collection Services Inc. 

Ozark Capital Corporation

P

Palisades Collection L.L.C

PentaGroup Financial

Performant Recovery, Inc. 

Phillips & Cohen Associates

Pinnacle Financial 

Platinum Capital Inv 

Portfolio Recovery Associates

Pressler and Pressler, LLP 

Professional Credit Management, Inc

Professional Recovery Services

Providence Dane, LLC 

PYOD LLC

R

Rancho Credit Management

Rannefeld & Associates 

Razor Capital, LLC

Redline recovery

Regional Adjustment Bureau 

Relin, Goldstein & Crane, LLP

Resurgent Capital LP

Richard McCoy 

Riverview Asset Management

RJM acquisitions

Roach & Murtha, P.C. 

Ronald Moses

Ronald Pazant 

Rubin And Rothman, LLC 

Rushmore Recoveries

S

Sallie Mae 

Schachter Portnoy

Scherr & McClure Law P.A. 

Schwartz Schwartz & Associates

Selip & Stylianou, LLP

Sharinn & Lipshie, P.C. 

Simms & Associates 

SLM Private Student Loan Trusts 

Smith, Carroad, Levy & Wan

Solomon and Solomon, P.C. 

SquareTwo Financial

Statewide Credit Services Corp.

Stephen Einstein & Associates

Stern & Stern, P.C. 

Steven Cohen LLC

Sunrise Credit Services

T

Takhar Group 

The Penta Group Financial LLC

Thomas K Bamford 

Transworld Systems

Tricap partners llc

U

V

W

Warren Schemb

Wells Fargo Credit Card

Wells Fargo Student Loans 

Weltman, Weinberg, and Reis

WFNNB

William, Scott & Associates

Wolpoff & Abramson

X

Y

Z


* Certain debt collectors have been banned from participating in the debt collection business. Click here to see a list of banned collectors.